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Protect Your Information During Holiday Shopping

Every year, people are more inclined to buy gifts on holidays like Christmas or Easter for their relatives and friends. The number of online transactions has increased exponentially over the last few years, making us think that buying presents on-line is convenient and safe.

In almost all cases, when buying online , we have no clue about who is behind the e-shop and how to contact them. We put our trust in online ratings, and that is why following some simple practices listed below is crucial to keeping your information safe from hackers.

Beware Of Seasonal Scams

If you shop online during the holidays, there is a chance your data will be stolen. One of the most common scams occurring this time of year is phishing. You can avoid being a victim by following a few simple steps. Check the URL to verify it hasn’t been tampered with. If you’re using an app on your phone, make sure to double check the URL matches the one within the app

Don’t click on any link that has been sent to you if you are suspicious of it being a scam, don’t open it. Instead, call the company directly using their phone number listed on their website and ask them directly about it if possible use a secure browser when shopping online.

Turn your cookies off, use private browsing mode, and clear your cache often. This will keep sites from seeing you’ve been there before. Just remember to turn these features back on when you’re done using them or it can be easy to forget!

These precautions should keep your personal information safe from hackers and thieves. You should also be aware of stores with poor privacy practices, as they are likely to have other questionable business practices. Before buying anything online make sure that the site is legitimate and that the business has a solid privacy policy in place

Disable Bluetooth and Wireless

To greatly decrease your data being stolen, turn off your wireless and bluetooth when not in use. Be sure to turn off the browser’s autofill and password saving features while you’re shopping online. This will help protect you from cybercriminals gaining access to your information by stealing your browser-stored passwords.

When filling out online forms, be sure to type in both the URL and a unique password for a shopping site. While it may take a bit more time, this will protect you from someone gaining access to your information by finding a free wi-fi connection or stealing your wireless card.

If possible, avoid using public computers or those located in places where others have access to the computer (i.e. hotels and internet cafes). Use your home computer instead if possible because it’s one less thing to worry about; i.e. keeping track of all those super-secret passwords or spending hours resetting account settings that someone else might tamper with.

Thieves use many tactics, including phishing (i.e., sending spam email or pop-up messages appearing like they’re coming from reputable companies) and malware (such as spyware, which lets criminals monitor your activities from a distance, even if you’re not connected to the internet).

Also of concern are identity theft scams (i.e., criminal attacks on large databases of personal information), which can lead to financial loss and other problems for victims. Cybercriminals can use several ways to get their hands on private information; i.e., hacking, rummaging through trash cans, reading private documents left out in the open, or using social engineering (i.e., an effort to trick you into giving up sensitive information).

Shop Reliable Websites

If you are shopping online, make sure to only shop at trusted websites. Look for “https://” in the web address or browser bar and a closed lock symbol on your browser’s address bar before entering any information. If there is no https:// in the web address, do not go through with it.

It may be a good idea to monitor all of your accounts before shopping online. Make sure that you have not been hacked and that your information is secure. If you see any suspicious charges or messages from friends saying that they have gotten messages about items you may have purchased, check into the situation quickly by calling the company in question or changing your password immediately if necessary.

Check the rating of the website before shopping online. This rating is very useful in determining which websites are safe to shop with and which ones may be malicious. Many countries have their own rating systems, so look at these ratings for each specific country you will be shopping in.

Update Your Devices 

Update your devices with the latest patches and antivirus software before you go on a shopping spree.

The holiday season is the most popular time of the year to shop online, but there are extra dangers that can put both your identity and computer at risk. Make sure to update all of your devices with the latest patches and antivirus software before you go on a shopping spree.

If you have an older computer, or your equipment still runs Windows XP, that could spell trouble with the recent security breach at Microsoft. Hackers are taking advantage of this situation to steal information from people’s computers. It’s never been more important to update any piece of equipment you plan to use during your holiday shopping.

The FBI has issued a warning about the increased number of phishing sites, also known as bare domain names, and how they can appear and disappear very quickly. You may not notice that you’ve been taken to a different website entirely until it’s too late. By the time that happens, hackers can have access to your passwords, credit card numbers and everything else they need to steal your identity.

The holiday shopping season is the perfect time for hackers to prey on people, so always double-check where you are entering your credit card information before entering it into any site, even if you’re using a secure browser.

As long as you update your equipment and use common sense, you won’t have to worry about any holiday shopping problems.

Do Your Research

If you’re making an online purchase, look for the padlock icon in your browser to confirm that the site is secure. This lets you know that your information, including credit card number and social security number, will be encrypted when it’s sent to them over the internet.

Be sure to look out for links that begin with “https://” which means they are secure, and never respond to emails asking you for personal information , even if you know the sender. It doesn’t matter how official something looks; scammers can make anything appear legitimate with enough practice.

Be especially careful with retailers’ mobile applications or mobile websites. make sure your phone or tablet is secure by checking for the https prefix in the URL, which ensures all information is encrypted. Don’t give out your personal information on social media sites. Online criminals can use that info to steal your identity and then access your financial records.

If it sounds too good to be true, it probably is. There are criminals who try to trick people into making fake purchases by offering gifts or prizes if they disclose personal information via email or the phone.

When you’re out purchasing gifts for friends and family, it’s easy to misplace certain precautions to prevent having your information stolen. It is important that you take the right precautions to prevent a potential data breach so that your information stays safe this holiday season. Stay tuned into Bayshore Interactive’s blog for more information!

Top 5 Security Tips For Cyber Monday Shopping

Now that nearly 90% of people in the U.S. use at least one online service, it’s becoming increasingly easy to steal someone’s identity while they’re simply browsing the web or making an online purchase.

This holiday season, if you find yourself wondering how to protect your identity during holiday shopping in 2021, here are some simple steps you can take to avoid becoming a victim of identity theft.

Check Your URL

Check your URL and verify trust before you click. It’s easy for cybercriminals to create fake websites with similar URLs to legitimate ones in order to steal your personal information. So, before you click on any link from an email or pop-up banner while browsing online, take a few seconds to check and verify that the website is legitimate. You can usually do this by hovering over the link and closely inspecting the URL, or entering it into a search engine like Google to see if any red flags pop up.

You should be extra careful when sharing your address and other sensitive information online – especially on sites where you don’t know the company. The best way to avoid losing your identity is to not give it out in the first place. So be careful when you’re shopping online this holiday season.

Use Strong Passwords

If you want to protect your identity online, make sure your password isn’t easy to guess. With some hackers now creating automated programs that cycle through billions of possible passwords, making your password longer and more complex is the easiest way to protect yourself.

To be part of the solution, use strong passwords and enable two-factor authentication when you can. Many companies sell things that need your data like credit cards or bank accounts, which they only get after confirming your identity with a password and second factor.

Despite having two-factor authentication on your accounts, you should still use strong passwords in case somebody finds a way to get into your device or intercepts the SMS that is sent when you log in.

Avoid Public WiFi

While you’re out using online services like Facebook on your smartphone, remember not to use any public or unsecured Wi-Fi networks . All it takes is a few seconds for hackers to spy on your connection and access all of your personal information, which can also be used to authorize any online purchases you make.

Public WiFi means that the people connected to it or nearby can eavesdrop on an Internet connection. This makes small amounts of sensitive data dangerous, such as login details for your bank account. Even if you feel like you’re not doing anything sensitive on public WiFi, don’t take the risk. Use a VPN (Virtual Private Network) to avoid having your Internet activity monitored. Many of these services do not cost a lot of money.

You may think that you don’t have anything to worry about if you’re just looking at prices or reading blog posts on an online store’s website. Hackers can use browser cookies to get information from you, which can lead to theft and other things.

Most reputable online stores know that they can’t store bank login details, so they just ask for the last few digits of your credit card numbers to ensure you’re not a hacker. If you do want to purchase items from an online store with sensitive information (such as your social security number), it is wise to be very careful when entering this information. Make sure your computer is secure and free from malware before entering any sensitive data; hackers can use the tracking cookies they’ve collected to get this information even if they can’t see what you’re typing.

Monitor Your Bank Account

To protect your identity during holiday shopping in 2021, it’s important to keep a close eye on your bank accounts and credit cards to make sure that no one’s using them without your permission. For example, certain credit card companies now offer features which allow you to check whether any purchases have been made from a device not associated with the account.

Make sure that you hang onto your credit, debit, and other physical cards (like store loyalty cards). Those pieces of plastic are great for making quick purchases at stores nearby. But if something goes wrong, you can always use your physical card to have your information changed. Also, if one of the cards goes missing, you’ll still have all of your other cards to help keep yourself safe.

That means that you should never purchase a gift for someone with just one credit or debit card. You should also purchase gifts for friends and family with multiple cards, so that you have more than one backup option. When it comes to purchasing gifts for this holiday season, you should always use several different credit and debit cards!

Think Before You Click

It can be tempting to send an email with things like your social security number or credit card details to a service or company that requires it, but be careful about who you’re sharing this with. For example, your email provider might offer a feature which lets you send self-destructing emails that expire after a certain period of time.

Be careful about emailing sensitive information, no matter what time of year it is. Cybercriminals are always lurking around the internet, looking for unsuspecting victims to take advantage of. Because their intentions are to target you and your money, they will go through many different ways to do so. Sometimes cybercriminals create malicious emails that can infect your computer with malware or steal information about you.

This year, one big problem people are facing is phishing scams. These scams will try to get you to email your personal or financial information by pretending to be someone important or related to a reputable company. Once they have the information, they can use it against you for fraud attacks.

If you receive an email that talks about finances, it is important not to click on the links. Some of these emails may appear very convincing, but they can lead you to phishing websites that capture your information. If they know what bank account number and password you have written down somewhere, it is only a matter of time before your identity and money are stolen.

Unfortunately, cybercrime is at an all time high as the holiday shopping season rapidly approaches. If you want to protect your credit card information and other personal information, then you need to be cautious as you shop online. In fact, the holiday season is one of the busiest times of the year for cybercriminals – they have a lot of people distracted and looking for wonderful presents at great prices! Stay alert and stay informed, visit Bayshore Interactive for all of your cybersecurity needs.

Top 5 Business Benefits of Cybersecurity 

The internet has changed a lot about how the world operates. Most of these changes have been for the better, but not all of them have been positive. Cybercriminals have realized that they can target people and organizations from virtually anywhere in the world, from behind a computer screen. “In 2014, cybercrime costs totaled to $575 billion, and the average company lost $15 million to online attacks.”

Fortunately, there are many companies who work hard to protect their customers from cyberattacks. This means that businesses no longer have to spend as much time and money protecting themselves from hackers and other security threats. These days, it is estimated that “around 80% of all security budgets are spent on detection and response.” This allows these companies to focus more time and money on developing their business in other areas.

As a result, many businesses and organizations are rushing to hire cybersecurity experts in order to keep up with the increasing security threats all around them, while others create or buy new software programs designed specifically for protecting against cyberattacks.

Protect Your Bottom Line

Allowing unauthorized access to private data isn’t just a customer concern, it’s also a risk for any business. According to Cisco, one data breach can cost an average of $3.5 million dollars. Forrester Research estimates that cyberattacks cost the US economy over $100 billion a year. Trend Micro claims that nearly 80% of those cases could have been prevented with simple security measures.

Investing in cybersecurity will help you attract new customers. At a time when consumers have more choices than ever, loyalty is a rare commodity. According to the Global Consumer Decision Making survey, ninety-seven percent of global consumers say they’re willing to switch brands for a better customer experience. When a company provides outstanding customer service and experiences, it can set itself apart.

Cybersecurity investments help drive revenue growth. In addition to attracting new customers and retaining existing ones, you can also improve your bottom line through cybersecurity investments. According to the Cybersecurity Jobs Report 2017-2027: A strategic analysis of opportunities for governments and industry, “Cyber-security workers play a key role in the development and implementation of business strategies that drive innovation and revenue.” By investing in cybersecurity, you can help grow your company revenues.

Finally, cybersecurity investments help prevent damage from cyber attacks. While it is impossible to guarantee data security 100% of the time, a properly implemented cybersecurity plan can minimize the risk of successful cyber attacks. Because so many other companies are focused on maintaining data security, it is becoming necessary for businesses to demonstrate that they can also prevent data breaches. Implementing a good cybersecurity plan will help your business stand out in the marketplace.

Increase In Customer Trust

The number one reason companies should invest in cybersecurity is an increase in customer trust. As consumers, we prefer to do business with businesses that put our best interests first and take steps to ensure our data is safe from unauthorized access or misuse.

According to a recent study, particularly in the financial industry, nearly 60% of consumers stated that knowing their personal data was safe would influence their decision on where they bank. The same research found 55% of customers will go with a provider who offers greater security than the rest. While this is an issue for all industries, it is especially the case in banking.

However, it is not just about trust. If customer data is breached, the cost of rectifying this type of incident can be enormous. The Ponemon Institute’s 2013 Cost of Data Breach Study calculated that companies with greater than 1 million customers and a third-party breach pay an average of $6.5M USD for each customer record breached. However, the same study found that companies who invest in cybersecurity infrastructure spent an average of $5.9M USD to protect each customer record. These statistics indicate that investing in cybersecurity can help organizations save money on data breaches and run more efficiently.

In addition, research conducted by Gartner found that among executives surveyed, 16% stated that their company had made a decision to invest in cybersecurity based on the amount of money saved by avoiding data breaches. The same report found an additional 14% had shifted funds towards cybersecurity when they were unable to balance their current security operations with business demands.

The cost of not investing in cybersecurity is high and can be seen at both an individual business level and at a national level.

Boost Business Productivity

While cybersecurity can often seem like a daunting task, there are many benefits to adopting this technology that could have a positive effect on the workplace. A strong network security infrastructure can allow for better collaboration and communication between workers, allowing them to share ideas and resources more easily. These collaborative workspaces are expected to become even more integral to businesses in 2021.

For any business, the threat of cyber-attack and data breaches is imminent – especially with how much we depend on technology and computers. Cybercriminals are becoming increasingly sophisticated and finding new ways to access and steal information. Every day, new viruses and malware are released into cyberspace which can be used to exploit vulnerabilities in computer systems, networks, and even devices .

For companies that do not take proper security measures and protect their data, cybercriminals can wreak havoc on a business. They could: steal valuable information such as intellectual property or financial documents; disrupt business operations by crashing their network or paralyzing their website; steal client and employee information – including Social Security Numbers, Credit/Debit Card numbers, Driver’s License Numbers, Passwords, etc.; demoralize employees resulting in a decrease in productivity.

To avoid these costly security issues, it is important for companies to create a security plan and follow it. At the foundation of this plan should be an effective big data analytics-based system to detect cyberthreats . Through real-time analysis, businesses can gain a more complete picture of what is going on in their environment and respond accordingly. This also decreases organizational risk while maximizing the return on investment. If a company is not able to detect these threats, their business will likely suffer.

Increase Awareness of Employees

A strong cybersecurity strategy can also help boost employee morale. Cybersecurity experts take pride in their work and enjoy being able to solve problems and fix issues as they arise, allowing for a piece of mind that many other professions don’t allow. A strong cybersecurity strategy can help communication between employees, improve workspace collaborative tools, and increase trust in customers which all benefits the company overall.

Employee training in cybersecurity is one of the most important ways a company can protect itself from advanced attacks. In fact, according to the “SANS Survey 2016”, it is estimated that companies that do not train employees about cybersecurity save an average of $1.2 million per year in remediation costs.

While it is important for companies to invest resources into training their employees in cybersecurity, it is estimated that around 70 percent of current employees are not trained in cybersecurity even though they regularly access computers with sensitive or personal information. Furthermore, it is also estimated that 59 percent of current employees do not understand their company’s strategy regarding cybersecurity. This causes a significant gap between the need for training and the actual training that is being provided.

In order to increase those investments, companies can measure the benefits of those investments in terms of cost savings both on an operational level as well as a regulatory level in order to motivate senior management and employees to invest in cybersecurity training.

Digital Protection To Remote Workers

By 2020, the number of employees working remotely is projected to be 1.7 billion (37 percent of the global workforce). If this prediction comes true, then companies must take steps to ensure that remote workers are protected from cyberattacks. The security protocols required for remote workers will vary depending on their job function and where they are located.

Businesses must implement stringent policy controls and technical tools to respond to cyber threats. However, even the most robust protection may not be enough to prevent a breach or data loss if employees are sending sensitive information outside of approved protocols. According to the Osterman Research survey below, employees often fail to follow IT best practices when working remotely.

These risks are especially concerning because the workforce is increasingly mobile. Employees are more likely to access corporate information through their personal devices, which they can use to email, store documents and work collaboratively with business partners outside the office. As a result, cybersecurity threats — including phishing attacks, malware infections and data breaches — have become even more prevalent.

When it comes to protecting company data, the benefits of investing in cybersecurity are clear. With statistics showing that over half of companies will fall victim to cyber crime, ensuring that your business is protected against threats should be top priority. Yet, when asked by Network World about what they consider to be their “biggest cyber threat,” many businesses answer “my employees.”

Employees can be a business’ greatest cyber asset and greatest cyber threat. That’s why it is just as important to provide training and education that instills good security habits in employees as it is to invest in state-of-the-art cybersecurity software and hardware. Investing in both helps create a more secure workplace that protects company data and builds a better business. Stay tuned into Bayshore Interactives Blog for more information on cybersecurity.

Elements of Cybersecurity Solutions

There are many different solutions for different scenarios, but they all follow the same general process. This article will take you through each step.

The first step is to identify the environment in which your security solution will exist. This includes all of the devices connected to the internet, which are able to interact with each other, as well as attacks that can originate from them. There are many different types of attacks, but they can be broken down into two categories: external and internal. External attacks are those that originate from outside your home or organization, while internal ones are generally executed by members within the group.

Internal security solutions usually focus on the protection of information like data confidentiality  and integrity from malware, Trojans, and other attacks initiated by humans. External solutions try to reduce the amount of malware reaching your network in the first place.

Network Security

Network security is most commonly used in organizations to protect both credit card numbers and private personal information, like names and addresses. This type of security system generally includes multiple identification methods, such as usernames and passwords, PINs (personal identification numbers), smart cards, tokens with changing PINs (tokens can be programmed to change their PIN values daily or even by a specific time), or even biometrics such as fingerprints, retinal scans, or voice recognition.

In the world of cyber security, data encryption is one of the most important and widely used elements. Encryption can be thought of as a mathematical algorithm to encode information so that it is only decipherable by authorized individuals with an encryption key. There are three general types of encryption: symmetric, asymmetric, and hashing.

Although encryption and hashing are used to protect data, such methods cannot prevent an attack on the system’s network connection itself. This is where authentication comes into play. Authentication verifies that connections between two systems can be trusted.

The first level of authentication, which should be used by default, is to require users to enter a username and password before accessing any data on the server. This method is usually combined with another type of authentication called two-factor authentication (2FA), where there are at least two factors that must be present in order for access to be granted. For example, many online banking systems require a password and a PIN in addition to an account number.

Application Security

The protection of an organization’s people, reputation, and revenue is the responsibility of managers at every level in the organization. The following explains each element of cyber defense in terms of how it protects people, reputation, and revenue.

Every security solution must protect against threats that exploit vulnerabilities associated with applications software technology used by the organization to process data. Application software includes operating systems (OS) and database management systems (DBMS) that support the services offered by an organization to its customers.

Application software vulnerabilities can result in data breaches that could have a negative impact on employment – i.e., loss of jobs due to reduction in workforce, outsourcing of IT operations, and use of temporary workers. If data security policies and procedures are not enforced, employees may put sensitive information at risk, which could result in employment lawsuits.

When an application software vulnerability is exploited to access customer or company financial information, there is a risk of revenue loss – i.e., fines (franchise and licensing agreements with payment card industry), possible bankruptcy (if the organization cannot meet its liabilities), and decreased market share (from loss of customer confidence).

Endpoint Security

Endpoint security solutions are a subset of security solutions. Endpoint solutions provide defense against malware and other cyber threats at the most vulnerable part of any network: the endpoint device. Endpoint devices such as desktops, laptops, tablets, and smartphones can be compromised easily through downloads and web browsing.

An active virus is capable of spreading from one computer to another without assistance from the user. In this way, endpoint security also prevents data or privacy theft, or the destruction of data through ransomware.

Endpoint security helps to prevent malware such as worms and trojan horses, which can mobilize other devices on a network against it. It also prevents viruses, spyware, and adware from affecting an entire system.

To prevent these threats from infiltrating networks, endpoint solutions must implement several layers of defense. These solutions often include firewalls, antivirus software, spam filters, and web content filters that are designed to work together to detect the presence of malware or other threats before they can affect a device or network.

This set of layers works hand-in-hand with policies designed to protect both devices and networks at the endpoint. These policies often cover the use of removable devices, such as USB drives and CD-ROMs, but can also include a ban on social networking websites and certain types of web content.

Endpoint solutions can be integrated with security solutions throughout a network. For example, an area protected by a firewall could have additional endpoint protections in place to further prevent malware from spreading across the network.

Endpoint solutions are essential parts of any cybersecurity strategy, not only because they protect the vulnerable endpoint devices but also because they work in tandem with other security layers to create a comprehensive defense for networks.

Data Security

Data security is a growing issue as the number of people using the internet has increased at an incredible rate. In addition, many new devices are being connected to networks, which expands their attack surface and may introduce new security vulnerabilities.

A person only needs one entry into a system for an attacker to gain access. The goal of data security is to prevent attackers from gaining access to the system.

When designing a security solution, several elements must be considered. For example, administrative controls are designed to limit physical or logical access to resources and data, while giving authorized individuals permission to perform tasks and functions on the system. This control cannot be bypassed because it is enforced by administrative personnel.

Physical controls are designed to limit physical access to resources and data. The goal of this control is to prevent unauthorized individuals from accessing the system. A thief will not be able to take a laptop out of an office if there is no physical path, such as power or network cables, between the office and the external world.

A user must be identified before performing a task, such as accessing a resource or sending a message. In some cases, identification is required multiple times. For example, while accessing a resource on the internet, not only does an individual need to be identified, but also the device that is connecting to the internet.

Group authentication requires that one person in a group of people can identify another person in the group before they are given connectivity to network resources. This standard provides identification across all members of a group, but does not provide separation between groups.

Individual authentication requires that one person in a group be able to identify another person before they are given connectivity to network resources. This standard allows for separation between groups and provides identification across all members of a group.

Identity Management

One of the most prevalent issues in modern computing is identity management. Identity theft and the threat of unauthorized access to data both present very real dangers that can ultimately lead to loss of privacy, assets, and potentially even life. Several solutions have been developed to combat these threats, but there is no one solution which truly has the potential to solve all issues.

The first solution is identity management (or ids). When identity management protocols are used, login information can be entered into an application or website as normal. At this point, the identity management system can issue a token that allows access to the application or website for a predefined period of time (usually minutes, hours, days, weeks; rarely months; sometimes infinitely).

Rather than entering login information every time an online service is accessed, users only need to enter their login details once. This system allows many different services to be accessible with just one set of login credentials, much like how having a library card at multiple libraries allows access to all the libraries. However, it is important that users do not save their login information within an application or website to prevent unauthorized, real-time logins by other parties.

Identity management solutions must be implemented into every application and website where login details are entered for security purposes.

Everywhere that uses an ids, or authentication protocol from a third party company will make it a lot easier to keep track of their privacy, also if they get hacked it won’t impact them as much because the hacker needs to get in through another system, not the system that hosts the data.

Another potential solution to these security issues is authentication solutions. Authentication protocols are used in a similar way to identity management protocols, however rather than only allowing access for a predefined period of time, applications or websites can be set up to require re-authentication prior to every use. In this way, if a user’s token is stolen in a phishing or man-in-the-middle attack, or even guessed correctly by chance, the activity of the malicious party being logged into the system will be very limited in scope.

Cybersecurity solutions are important for protecting consumer data on any platform.  Cybersecurity has become a hot topic in the 21st century, and it is essential to take precautions against losing sensitive information to criminals that could compromise your identity.

Many people do not realize that their personal data is stored online, which makes them more susceptible to hacking. Because of this, it is important to take the necessary steps to protect your data from being jeopardized. Stay informed and up to date by visiting Bayshore Interactive’s blog!